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Village Hall Insurance
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Norris & Fisher are specialist charity insurance brokers who offer a tailored policy for village halls and community buildings. Our cover is the widest available in the market and our premium rates are very competitive.
Reopening Advice For Village Halls
You are now welcome to resume operations. There are no restrictions on reopening the hall from an insurance perspective and insurers have agreed to withhold the unoccupancy restrictions until 1st September 2020. Providing that the hall is hired out within 30 days of this date then cover would apply as standard. If you are not planning to reopen until October onwards then please see below for further advice
If you are welcoming people into your premises then you should ensure social distancing continues, adding floor markers or any other methods to keep people 2 metres apart are strongly recommended. We would also reiterate the advice that if anybody shows symptoms then they don’t attend the Hall and should a user have been in contact with anyone suffering from the virus they should self-isolate.
Indoor fitness or sport activities may now also recommence. This includes any activities that would typically take place in a gym, sports venue, or a fitness or dancing studio. However you must ensure that social distancing continues and extra cleaning procedures are in place.
If an outbreak were to be traced to the Hall it would be very unlikely that you could be held liable provided you have taken reasonable precautions. The third party would have to prove that they had contracted the virus both at your premises and as a result of your negligence. Should they be able to do that then your Public Liability cover would protect you.
We recommend that you consider the following points before reopening:
Cleaning the premises thoroughly before and after each use
Imposing a cleaning regime in respect of door handles, light switches and other frequently touched items
Imposing one-way systems where possible and other social distancing measures
Providing PPE if and when appropriate
Use of face coverings for all visitors to the premises
Leaving internal doors open whilst the premises are occupied
Making hand sanitiser and paper towels freely available
Running taps before first use so as to reduce the risk of legionella
You should carry out a risk assessment ahead of any reopening and record your findings in writing.
If Your Village Hall Remains Unoccupied
If you are not planning to reopen your Village Hall before the end of September, then restricted cover may apply. During lockdown, most insurers suspended the restrictions in cover that would normally be applied when a hall has been unoccupied for 30 days. These restrictions were reintroduced from 1st September 2020, which means that if the hall is not used within 30 days then the following covers will be excluded:
Theft or attempted theft
Escape of water or oil
Damage to glass and sanitary fittings
In addition to these excluded covers, insurers will require you to visit the hall at least once every 7 days to check that it is secure and you must keep a log to show that this has been done.
It is important that your hall is used at least once every 30 days so if the premises are hired out during September then you will not be affected and full cover will continue for a further 30 days. Using the hall for a committee meeting is normally sufficient to restart the 30-day period.
Why choose us?
Why you should think about using a
Chartered Insurance Broker
We are proud to have been awarded the prestigious title ‘Chartered Insurance Brokers’ by the Chartered Insurance Institute (CII).
Chartered status is the industry’s gold standard for insurance brokers and is currently met by fewer than 200 firms across the country.
Chartered status brings with it serious obligations. We are required to ensure the advice, service and ongoing support we provide to you is:
of the highest quality
based solely on your researched needs
provided by someone operating within their level of competency.
6 Good Reasons for Choosing Village Hall Insurance from Norris & Fisher
Specialist Village Hall policy with widest available cover
No administration fees
Rebuilding cost valuation service available
Dedicated Village Hall team with in depth knowledge of the policy
Sound advice from a Chartered Broker
Get a Quote
Click to download an enquiry form which can be completed and returned at a later date.
All enquires will be directed straight to our Village Hall team who will reply with a quotation by the next working day.
Call us on 023 8026 9009 to discuss your requirements or to request further information.
© 2020 by Norris & Fisher (Insurance Brokers) Ltd - Company Reg No: 04567558
Authorised and regulated by the Financial Conduct Authority. Registered in England & Wales: 303993. Registered Office: 34a Hiltingbury Road, Chandlers Ford, Eastleigh, Hampshire SO53 5SS.
If you are unhappy with our service we have a complaints procedure, details of which are available on request. You may be able to refer a complaint to the Financial Ombudsman Service (FOS) if you are unhappy with how we deal with your complaint. The FOS website is www.financial-ombudsman.org.uk