Village Hall Insurance
May we quote you on that?
Norris & Fisher are specialist charity insurance brokers who offer a tailored policy for village halls and community buildings. Our cover is the widest available in the market and our premium rates are very competitive.
Coronavirus Advice For Village Halls
We have received a number of enquiries as to whether Village Halls would be insured should they be forced to cancel activities or if hirers cancel their bookings owing to the coronavirus. The Business Interruption cover under the policy would not provide cover for this type of loss so there is no insurance for loss of earnings.
This situation will not change – even if the government decide to officially close all community buildings.
Some of our halls have asked their hirers to ensure that, if one of their members is ill, they should not attend the Hall. Should a visitor have been in contact with anyone suffering from the virus they should self-isolate. If an outbreak were to be traced to the Hall it would not be possible for you to be held liable. However, it may be best to ensure you have a good supply of soap, hand sanitisers and paper towels.
There is an unoccupancy condition on this policy that restricts cover if the period between hirings exceeds 30 consecutive days. However, in light of the current situation Ansvar have agreed to withhold the unoccupancy restrictions and you do not have to inform insurers of unoccupied properties.
This is initially up to 30th June 2020, but this will be reviewed as it is currently unclear when businesses will be able to resume operations.
If your building is no longer occupied this represents a greater risk and it is important that you take measures to protect it. Insurers have provided guidelines for unoccupied properties to ensure that cover is still provided which can be viewed at www.villagehallinsurance.co.uk/coronavirus
We are not able to offer advice regarding procedures or the cleaning of halls and we would refer you to the National Health Service website for information of this sort: https://www.nhs.uk/live-well/healthy-body/how-to-prevent-germs-from-spreading/
Advice for employers and employees can be found on the ACAS website: https://www.acas.org.uk/coronavirus
We are updating our website as more information becomes available about coronavirus and the effect on your policy.
We are expecting to have to operate with a restricted number of staff over the coming weeks and it would help us if you would send in any urgent enquiries by email rather than telephone.
Why choose us?
Why you should think about using a
Chartered Insurance Broker
6 Good Reasons for Choosing Village Hall Insurance from Norris & Fisher
We are proud to have been awarded the prestigious title ‘Chartered Insurance Brokers’ by the Chartered Insurance Institute (CII).
Chartered status is the industry’s gold standard for insurance brokers and is currently met by fewer than 200 firms across the country.
Chartered status brings with it serious obligations. We are required to ensure the advice, service and ongoing support we provide to you is:
of the highest quality
based solely on your researched needs
provided by someone operating within their level of competency.
Specialist Village Hall policy with widest available cover
No administration fees
Rebuilding cost valuation service available
Dedicated Village Hall team with in depth knowledge of the policy
Sound advice from a Chartered Broker
Get a Quote
Click to download an enquiry form which can be completed and returned at a later date.
All enquires will be directed straight to our Village Hall team who will reply with a quotation by the next working day.
Call us on 023 8026 9009 to discuss your requirements or to request further information.
© 2020 by Norris & Fisher (Insurance Brokers) Ltd - Company Reg No: 04567558
Authorised and regulated by the Financial Conduct Authority. Registered in England & Wales: 303993. Registered Office: 34a Hiltingbury Road, Chandlers Ford, Eastleigh, Hampshire SO53 5SS.
If you are unhappy with our service we have a complaints procedure, details of which are available on request. You may be able to refer a complaint to the Financial Ombudsman Service (FOS) if you are unhappy with how we deal with your complaint. The FOS website is www.financial-ombudsman.org.uk