When the Hall committee arranges an event, it is important to establish with your insurers whether or not the policy’s Public Liability cover automatically applies or whether you need to set up a separate policy. This will normally be determined by the type and size of the event you are staging. Smaller events, such as table-top sales, will often be covered automatically, particularly where the expected number of people attending will be 100 or fewer. There are certain activities for which insurers will usually require additional premium or even refuse to provide the cover. These include fireworks displays, perhaps for obvious reasons. The additional premium will vary dependent upon the n
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