Thursday of Village Halls Week is dedicated to a sustainable future and, with this in mind, today’s post concerns the charging of electric vehicles. It is very likely that Village Halls will need to provide charging points in the future in order to appeal to both existing and potential hirers. It may also prove to be a new source of income. Please follow the link to read guidance notes prepared by Ansvar Insurance. These will help you identify the points you need to conside

One of the most important issues for management committees is ensuring your hall is safe for use by both hirers and volunteers. One way of achieving this is to carry out Risk Assessments. In addition, well run halls are now rewarded with reduced insurance premiums under the specialist Village Hall policy with Norris & Fisher. Risk assessment is not a difficult process but it does take time. It is sensible, therefore, to spread the load as far as possible and for volunteers to

Setting the sums to be insured on a Village Hall insurance policy is one of the most important tasks to be undertaken by a hall committee. It is essential that buildings and contents are not under-insured or there could be a problem in the event of a claim. The reason for this is that insurance policies usually contain an “Average Condition”. This means that any claim payment will be reduced by the proportion that the property is under-insured. Let us consider an example whe

Tailored insurance policies for Village Halls and other community buildings include Hirers’ Liability cover. This extends the Public Liability cover which is held by the hall to apply in addition to certain types of hirer, which means that those hirers do not need to arrange their own Public Liability insurance. In order to qualify for Hirers’ Liability cover, hirers will normally need to be individuals, clubs, charities or voluntary groups, although it is important to note t

Village Hall insurance policies impose minimum security requirements for community buildings and it is imperative that these requirements are met. Failure to do so can result in claims for theft not being met or the policy excess being increased either to a higher value or to a percentage of the claim amount. An important point to note is that this increased excess would only apply in circumstances where your failure to comply with the minimum standard of security either cau