Fireworks & Bonfire Events

Cover for fireworks and/or bonfire events is automatically included under your policy for events organised and run by the Hall committee for up to 500 people in attendance. If you are expecting more than 500 people or using a third party to run such an event then please click to download a fireworks declaration as we may need to arrange additional liability cover to ensure that adequate protection is provided.


In order for cover to apply you would need to comply with the following basic security and safety requirements as advised by insurers. Insurers ask that that you inform the fire, police, and the local authority as you may require a licence to hold such an event. In addition you should appoint a first aid organisation such as St. John Ambulance. It is advised that you contact these organisations preferably at the initial planning stage, and comply with all their requirements and recommendations.

Please read the notes on page one, complete the details on the second page and return this to us. We will then contact you to confirm the additional premium before we proceed with cover.  

Please ensure that you indicate the relevant statement with regard to the organisation of the event, whether this be a, b or c, on page 2.

Before the commencement of the display you must ensure that the following minimum actions are taken:

  • Appoint one person to be in overall control of the event, with final responsibility for all health and safety matters.

  • Plan the event and allocate responsibilities, making sure that individuals are fully aware of their duties and reporting/referral lines.

  • A designated responsible adult (preferably with experience of fireworks) is to be given sole control of storage, siting and lighting of fireworks.

  • Appropriate safety clothing, headgear, gloves and goggles are to be worn by persons responsible for lighting any bonfire or fireworks.

  • Set up procedures for car parking, safety (including weather checks), emergencies and first aid, and ensure that the responsible persons are fully informed and trained in their implementation.

  • Choose a site well clear of any:

    • buildings, trees, vegetation or other materials or property that could be damaged, including any overhead cables or the like;

    • roads, railways, and public rights of way.

  • Site any car parking areas well away from the display firing area and firework drop zone.

  • A sufficient number of entrances and exits are to be provided, signposted and adequately lit, with cars and pedestrians being segregated. Adequate access for emergency vehicles must always be available.

  • A sufficient number of adult stewards are to be on site for crowd control during the whole of the display and whilst spectators arrive and depart from the site. There must be at least one steward for every 250 spectators and a minimum of two.

  • All stewards are to be easily recognisable to spectators (e.g. fluorescent arm or body bands/bibs or jackets).

  • Only use fireworks compliant with British Standards and ensure that the manufacturer's instructions are fully read and complied with.

  • Any fireworks not for immediate use are to be kept in a lidded metal box, well away from the firing and spectator areas, and in the permanent custody of the firing controller or an adult assistant.

  • Do not attempt to re-light or go near fireworks that fail to ignite.

  • Spectators must not be allowed to bring their own fireworks to the event. A notice to this effect should be displayed at all entrances.

  • Construction of bonfires must be under the sole direction of a designated responsible adult who must ensure that it is stable, of manageable size, and free of any dangerous materials/products (e.g. foam, plastics, aerosols, paint tins, bottles etc).

  • Siting of any bonfire must be downwind of and a safe distance from spectators, and well away from the firing area.

  • No petrol, paraffin or other combustible liquids are to be used to light the bonfire.

  • Suitable fire-fighting equipment (e.g. extinguishers, buckets of water or sand) must be available for use at strategic points throughout the site with stewards having been trained in its use.

  • When the display is over:

    • spent or failed fireworks must not be put on bonfires.

    • any bonfire is to be thoroughly doused with water and checked to ensure it is not smouldering.

    • failed fireworks should be soaked in a container of water and the manufacturer consulted about disposal.

    • all rubbish created is to be cleared from the site.


We will not pay any claim if you failed to comply with any of the above special requirements and such failure caused, or worsened, the liability.